金桔Kumquat

A personal loan, decided in hours

Apply on your phone, confirm your ID with your HKID and a selfie, upload a payslip, and get an answer. The rate is posted up front.

POSTED RATENo fees
8.9–35.9%APR
Monthly aboutHK$2,617–2,940

Your exact rate is set after we check your documents. You see it before you sign.

Example: borrowing HK$30,000 over 12 months.

How it works

  1. 1ApplyChoose an amount and term, add your details. About 3 minutes.
  2. 2Confirm your IDPhotograph your HKID and take a selfie in your browser. No app.
  3. 3Show your incomeUpload a payslip or bank statement. Self-employed welcome.
  4. 4Get a decisionSimple cases in minutes; reviewed cases usually within 4 hours.
  5. 5Get paidSign, then receive the money by FPS into your own account.

You'll need

Warning: You have to repay your loans. Don't pay any intermediaries.忠告:借錢梗要還,咪俾錢中介

Start my application